Safeguarding Income for Signalmen and Dispatchers: The Strategic Role of LECMPA Wage Loss Protection
In the rail industry, signalmen and dispatchers are essential to safe and efficient operations. Signalmen maintain and troubleshoot complex signaling systems, while dispatchers manage train movements across vast networks. Both roles demand precision and accountability — and both are exposed to disciplinary risks that can result in sudden wage loss.
LECMPA’s wage loss protection policies for rail non-operating crafts are specifically designed to address these vulnerabilities. Through the No. 12 and No. 365 policies, our Association offers coverage for up to 365 days of discipline per claim, with daily benefit options ranging from $60 to $300. These policies also include accidental death benefits up to $50,000, covering both the member and their beneficiary (member only in Texas and California).
For signalmen, typical covered claims include improper repair of wires resulting in false proceed signals or failure to protect crossings with malfunctioning equipment. Dispatchers may face discipline for issuing incorrect speed restrictions or failing to provide timely signal information — errors that, while rare, can have serious operational consequences.
Member Testimonials:
“On a job requiring your upmost attention, you can’t be diverted by constantly worrying you are going to lose your job. When I needed someone to have my back, it was LECMPA. They gave me the peace of mind to focus on doing a good job no matter what the company had in mind. I didn’t know what the company had in mind, but I knew what my family and I needed.”
– Thomas E. Lunde, Belton, Texas
“The advice LECMPA has given me and other members in difficult situations is invaluable. The people that I have worked with from LECMPA are directly from the rail industry and know how tough things can get when working for a railroad. They have always been there to help and are a great way to provide income protection.”
– John Heise, BRS B&O General Chairman, Hagerstown, Maryland
LECMPA’s coverage is binding and portable, meaning members are protected whether incidents occur on or off the clock. Our policies are structured to grow in value over time, with No. 12 policyholders seeing their coverage increase annually from 180 to 365 days after five years and one day. Members also benefit from payroll deduction options, loyalty appreciation dividends averaging $1,400 at retirement, and access to local agents for personalized support.
In an industry where precision is paramount and disruptions can have cascading effects, wage loss protection isn’t just a benefit — it’s a strategic safeguard. LECMPA empowers railroaders to perform their jobs with confidence, knowing their income is protected against the unexpected.
Ready to protect your income and secure your future?
Contact us today to learn more about wage loss protection for non-operating rail crafts and enroll now.